Tag Archives: Hansei

Annual Review 2024

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The annual review allows us to see what worked well so we can celebrate & build on our success and what didn’t work well so we can adjust & change direction.

Hansei which is Japanese for self reflection is an integral part of Lean. I have been using this Lean concept in my personal life for a long time and this is the 12th year I have published my annual review (annual hansei) online.

I will be happy to see the end of 2024, it has been the hardest and most challenging year of my life.

I said exactly the same thing about 2023, my Dad passed away in August 2023 and it was a horrific year. 2024 was worse because my family and I have spent this entire year without my Dad – every family occasion, every happy event, every sad event, every birthday, every anniversary, every conversation – Dad was missing and dearly missed from it all.

Over the past few years my life was challenged in ways I had not planned for and certainly would not have asked for. Because of these challenges, I reached very few of the goals I set.

I could have done without these challenges yet ironically I wouldn’t want to lose the lessons I learned or the work I have done to push through these challenges.

It’s almost like I have been guided away from what I want towards what I don’t want.

That is life – we make plans and sometimes they work out and sometimes they don’t. I have realised that no matter how much we plan, the path that is meant for us will always be the path we travel.

Whatever 2024 brought you, I hope you find time to reflect on your year, leave behind what doesn’t serve you and bring into 2025 everything that supports & nurtures you.

I use the Wheel of Life (below) to categorise my life into Sense of Self, Relationships, Health, Work, Finance, Recreation, Environment & Contribution. When reflecting on your year, you can use these categories or create some of your own.

Here is my Annual Review for 2024

1. Relationships:

The loss of my Dad is something I carry every minute of every day. There are no words to describe the enormous loss Dad is from my family’s lives.

2024 was spent adjusting to this loss, I’ve never felt such deep, overwhelming, all consuming sadness. It’s like every cell in my body is full of sadness and there is no room for any other emotion.

I do feel other emotions like joy and happiness yet these are fleeting, they come and go. The sadness is constant, it feels like a part of me, not something I can remove myself from, etched in my DNA, a part of my soul.

My Dad’s passing has heightened my awareness of the fact that time is not finite, we don’t have a never ending supply of time.

One day our time with those we love will run out.

One day our own time will run out.

This is a constant reminder to spend time with those we love.

Whilst I spent much time with Mike and my family in 2024, it seems that all of my relationships came second to the overwhelming sadness I felt. I didn’t bring anywhere near the best version of myself to anything and anyone in 2024, such is the nature grief, it’s all consuming.

As with every year previous Mike, my family and friends the most important people in my life and I am dearly grateful for them.

2. Sense of Self:

Over the past few years, personal development and personal strategy stopped working for me and weren’t improving my life anymore.

I knew I needed something more meaningful and so last year I added the category Sense of Self to the categories of my life.

Sense of Self,

combines my relationship with myself, my story, my soul & spirituality including personal development and personal strategy
is all about who I am, who I want to be and how I feel about myself and the world around me
is where I work on the concepts of self love, self worth, self esteem, self belief, self trust, self confidence, self respect, self awareness and self observation

Over the past few years, my Sense of Self has been on very shaky ground, chipped away at with every new challenge.

I’m a born optimist and so I will find something positive in every difficult situation.

The positive of being challenged in the external world is that I turned into my inner world and focused on, learned about, got support with and built a more solid foundation for my Sense of Self.

Developing a strong Sense of Self is like building armour for the battles of the external world from the inside out. I’ll be writing more about Sense of Self in 2025 – a most fascinating subject.

3. Health:

There is no truer saying than health is wealth, the quality of every area of our lives is totally dependant on our health.

I have always been aware of the importance of physical, mental, emotional, & spiritual health yet over the past few years, for many reasons, this awareness has been brought to a deeper level.

I actually went backwards in terms of most of my health goals over the past few years. 2024 was slightly improved yet that wouldn’t be difficult as the baseline was at an all time low.

Health is a fickle thing – one day you have it and the next you don’t, one day you don’t have it and the next day you do. Physical, mental, emotional, & spiritual health ebbs and flows like the tides, it’s never one thing or another and improving health is never a straight line or a consistent forward motion.

The important thing is to keep working on health, keep learning about it, keep focusing on it, keep prioritising it, don’t give it away for anyone or anything – it is our greatest wealth.

4. Work:

Over the past 3 years I have spent the least amount of time in this category which is ironic as for the previous 25 years it was where I spent the most time!

I left the corporate world in October 2021 and wanted to set up own business but life had other plans for me! I took time off from the working world and 3 years later I am still enjoying this time off!

No job or salary can compete with how precious this time has been, this time has been life changing.

This time away from the working world,

meant I had a precious time with my Dad during the last stage of his life – that time was the greatest gift of my entire life
allowed me to slow down and see my life more clearly without the fogged up glasses caused by racing around at a million miles an hour
gave me the space to realise what work filled my life yet no longer interests or serves me
gave me much clarity on what I want to do in terms of my work going forward

One constant that stayed with me over the past few years while everything else took a break was writing.

Writing has been a constant my entire life, it’s always been there, in the background, part of my daily life, waiting patiently for me to slow down and give it the time and attention it deserves.

As challenging as the past few years have been I have consistently sent a weekly email to my community for over 4 years. This one single, solitary weekly email kept me sane and the replies I received from my readers kept me writing on some very hard days.

This one single, solitary weekly email taught me,

much about writing and the discipline required for consistent writing
how to share more of myself and be more confident in my writing
that everyone goes through hard times and writing is a very powerful tool for connection during these hard times

People may not speak about the challenges they face, we may not see it on their faces or on social media yet people will share it with you through their writing, in their own words. Anything that gets people to open up about their challenges is an incredibly important human connection tool – such is the power of writing.

You can sign up to my weekly email here.

I had three simple goals for my writing in 2024,

Write more

In 2024 I wrote more than I have ever written in any previous year. I am for the first time in my life, writing more than I am sharing, this is a huge milestone and has been a dream of mine for a very long time. Now I have to figure out how to share more of my writing – this is a wonderful place to finally find myself in!

I created an email course, the first course I have created in over 3 years. I loved creating it yet I was so nervous sharing it online. Marketing online is a whole new world and one I’m just learning about, it’s not easy but it is fascinating! My free email course is about reclaiming your time from social media. You can sign up here https://www.siobhaindanaher.com/social-course/

Learn more about writing

Ask any accomplished writer how to learn more about writing and they will give you two pieces of advice,

Write more
Read more

Writing more than I have done in previous years taught me a huge amount about writing and my own writing style. Reading taught me how other’s write, what flows well in writing, how to keep someone’s interest and how to use words to the best effect.

I also learned about writing from other writers online. Through sharing my own writing I have connected with authors, journalists, copywriters, marketers and loads more people who use the power of their words for a living. This has been so enjoyable yet has also opened my eyes to how much I don’t know about writing and have to learn!

Improve my writing

Over the past few years I became unhappy and disillusioned with my writing. My writing didn’t accurately reflect how my life has changed. I wanted my writing to be richer, deeper, more meaningful, and more impactful. I wanted to write from a place of more transparency & openness to see where it takes me.

In 2024 my writing definitely became more aligned with who I am yet it is a journey to richer, deeper, more meaningful, more impactful, more transparent and open writing.

This journey will last as long as I continue to write which I want to be as long as I live.

5. Finance:

The more I learn about personal finance the more I wish it was a subject I learned in school, it certainly would have saved me much trial and error. Just like health – finance is a journey of which learning & understanding are constant companions.

Being without a salary for 3+ years has decreased my overall financial value yet ironically how I manage my finances has improved dramatically. While I watched my financial value decrease further in 2024, I improved many spending habits that were not serving me.

In 2024 I completed two large financial projects and many smaller financial projects. All of these projects were aimed at streamlining my finances and moving me step by step closer towards financial freedom.

My top 3 financial learnings over the past few years stood firm for 2024,

1.One of the most important elements of finance is mindset

There are 2 types of financial mindset, abundance and scarcity, both will dictate our relationship with money and how freely it flows in and out of our lives and also how much we enjoy earning and spending money.

Someone with an abundance mindset can receive €100 and feel rich yet someone with a scarcity mindset can receive €1,000,000 and feel it’s not enough.

Someone with an abundance mindset thinks that what they have enough and that money will flow freely to them even if they are struggling financially. Someone with a scarcity mindset thinks they don’t have enough and that money will not flow freely to them even if they have loads of money and have never struggled financially.

The difference has nothing to do with numbers, it’s mindset.

I truly believe that having a growth mindset is the first step to reaching financial goals. If you want to learn more about the power of mindset read Carol Dwecke’s brilliant book Mindset, it’s a game changer.

2. Abundance is not just about money

When I left my day job over 3 years ago, my income dramatically reduced but I felt more abundant in so many other areas of my life. Abundance can be about money yet it’s also about love, time, health, freedom and everything else that money cannot buy.

When we focus on the abundance of love, time, health, freedom and not just on the abundance of money, we can see how truly wealthy we really are. This wealth costs nothing and is also not for sale – it exists in all of our lives in immense abundance, if we just take the time to look.

3. Time is more valuable than money

Jim Rohn’s quote about time and money is one of my all time favourites ‘Time is more valuable than money. You can get more money, but you cannot get more time’. Every day I am learning the true essence of this quote. Now that I no longer trade my time for money, I see the true value of time which is priceless – absolutely priceless.

6. Recreation:

This category could be combined with relationships as it is with those I love that I have the most fun times – these people are food for my soul!

I didn’t have much of a social life in 2024 which suited me fine as I didn’t feel very sociable. In saying that I did get out and about a bit more than I had in previous years.

Maybe I’ll be a little more social in 2025 – who knows!

I did travel more this year than recent previous years which is also food for my soul. I travelled with Mike, my family, my friends and for the first time in a very long time, on my own. Every trip reminded me of the love I have for the beautiful people iin my life and my love of travel.

7. Environment:

In 2022 I started decluttering our home using the techniques in Marie Kondo’s brilliant book The Life Changing Magic of Tidying Up – I’m still decluttering and so I’m pretty sure I’m not doing in right!

In saying that our home is much less cluttered, I have given away so much of what we no longer need which has created a great sense of space in our home. I’ve got a way to go to finish Marie Kondo’s advice yet I’m happy with progress so far even though it’s taken much longer than expected.

I’m a minimalist in that I don’t need much stuff but I only realised how much stuff I actually had when I started to declutter it!

8. Contribution:

I continued to give to charities albeit not at the level I would have when I was working. Over the past few years I became more aware of the contribution I make to the world in terms of my time & skills and the contributions I make which aren’t monetary. \

We all contribute to the world in so many ways that we don’t even notice, this has been an unexpected education for me!

That’s it, my 2024 review, it was a tough year and I’m happy to say goodbye to it.

I wish you success, health and happiness as you look back on 2024 and even more success, health and happiness as you look forward to 2025.

Thank you for reading and for your kind words in 2024, I really appreciate your support.

Siobhain

x x

If you want to carry out your own annual review, download your Annual Review Workbook below 😊

This is the 12th year I have shared my Annual Review online,

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

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Annual Review 2023

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In the Lean world we carry out an Annual Hansei which is Japanese for annual self reflection.

Annual self reflection allows us to reflect on what has worked well in the past year so we can celebrate & build on the successes.

It also allows us to reflect on what didn’t work well in the past year so we can adjust & change direction.

I will be happy to see the end of 2023.

2023 has by far been the hardest and most challenging year of my life.

My beloved and adored Dad was really ill in early 2023 and passed away on 6th August. Because of this immense loss, no challenging time before 2023 even came close to the heartache and sadness of 2023.

I reached very few goals in 2023 which was similar to 2021 & 2022. This has made me realise that no matter how much we plan, the path that is meant for us will always be the path we travel.

This path is not necessarily what we plan for!

Whatever 2023 brought you, I hope you find time to reflect on your year, leave behind what doesn’t serve you and bring into 2024 everything that supports & nurtures you.

I use the Wheel of Life below to categorise my life. The categories of my life are Sense of Self, Relationships, Health, Work, Finance, Recreation, Environment & Contribution.

When reflecting on your year, you can use these categories or create some of your own.

Here is my Annual Review for 2023.

1. Relationships:

My beloved Dad passed away on August 6th 2023. That day was the worst day of my life and every day since has been a real challenge. I miss Dad every minute of every day.

Dad was a great man, a great Dad, everything about him was just great.

I got to spend a huge amount of time with my Dad in his last months and I was by his side during his illness. It’s hard to express just how grateful and blessed I am for this precious time, as well as the previous 49 years we had together.

My awareness of how precious time is was heightened this year as I was reminded that our time is not finite, we don’t have a never ending supply of time.

One day our time with those we love runs out! One day our own time runs out!

Everything else in 2023 paled into insignificance for me. My priority was my Dad and now my priority is learning to live with his physical absence.

The loss of a loved one changes everything.

I’m different, my world is different, my perspective on the world is different.

Everything is different.

2. Sense of Self:

In 2023 I added ‘Sense of Self’ to the categories of my life.

In 2023 personal development which I had been doing for decades was no longer working for me. Personal strategy which I had been doing for over a decade was no longer working for me.

I knew I needed something more meaningful and impactful.

Sense of Self combines my story, spirituality, personal development, personal strategy and my relationship with myself.

This category is all about who I am, who I want to be, who I need to be to achieve my dreams and how I feel about myself and the world around me.

Here is where I also work on the concepts of self love, self worth, self esteem, self belief, self trust, self confidence, self assurance, self understanding, self respect, self awareness and self observation.

2023 was a very challenging year for me and I feel my Sense of Self was on shaky ground. This shaky ground probably started a few years ago but 2023 made it even more unstable.

In saying that, the challenges of 2023 brought me immense personal growth & learnings. These learnings and personal growth have been very difficult and painful – the saying ‘no pain no gain’ comes to mind!

3. Health:

There is no truer saying than health is wealth, the quality of every area of our lives is totally dependant on our health.

I have always been aware of the importance of physical, mental, emotional, & spiritual health and over the past few years, for many reasons, this awareness has been brought to a deeper level.

In 2022 & 2023 I watched loved ones deal with ill health which was really challenging and reinforced the importance of dedicating time & energy to learning about and improving our physical, mental, emotional, & spiritual health.

2023 was challenging for me in all areas of my health and I didn’t reach any of the goals I set for myself. I actually went backwards in terms of most of my health goals.

In March, I injured my back skiing and that injury stayed with me all year albeit improving bit by bit throughout the year.

The loss of my Dad greatly impacted my health. I don’t fully comprehend how but I am working to understand this.

Improving our physical, mental, emotional, & spiritual health is a journey and just like any other journey, it’s important to keep learning & moving forward no matter the pace!!

4. Work:

I currently spend the least time in this category which is ironic as for 25 years it was where I spent the most time!

Work has changed dramatically for me over the past few years. I left my day job in October 2021 and wanted to set up own business but life had other plans for me!

I took time off and am still on time off!

This time off work has been life changing.

No job, salary or money can compete with how precious this time has been.

Having this time off work in 2023 meant I had a huge amount of time with my Dad during the last stage of his life – that time was the most precious gift of my entire life.

One of my writing goals for 2023 was to improve my writing.

At the beginning of 2023 I had become unhappy and disillusioned with my writing and had written many blog posts & emails that will never see the light of day. They are my writing and my words but they did not align with who I am and with the type of writing I want to do.

My writing did not adequately reflect how my life has changed in the past few years and how I have evolved as a person.

I wanted my writing to be richer, deeper, more meaningful, and more impactful for me and for you, the reader

Also I wanted to write more from a place of transparency & openness to see where it takes me

My writing is definitely on it’s way to being richer, deeper, more meaningful, more transparent and more open but it is a journey, possibly one that will last as long as I continue to write.

Another one of my writing goals for 2023 was to write more.

I am for the first time in my life, writing more than I am sharing. This is a huge milestone for me and means because as I write more, I can write better!

This has been a dream of mine for a very long time.

In terms of work I still want to set up my own business, I’m just not ready yet.

At some stage I will need to think about how to balance my precious time off with the writing I want to do but for the moment I’m just going to continue to enjoy the balance I currently have.

5. Finance:

The more I learn about personal finance the more I wish personal finance was a subject I learned in school, it certainly would have saved me much trial and error. Just like health – finance is a journey of which learning & understanding are constant companions.

In 2023 I changed much of my financial landscape. I wanted to simplify & streamline my finances to make them work better for me.

Renovating and selling an investment property in 2023 will allow me to make more diverse financial decisions in 2024.

I completed a number of smaller financial projects which were all aimed at streamlining my finances and moving step by step towards financial freedom.

My top 3 financial learnings of 2022 stand firm for 2023 also,

One of the most important elements of finance is mindset – one person can receive €100 and feel rich and another could receive €1,000,000 and feel it’s not enough. The difference has nothing to do with numbers, it’s money mindset.

There are 2 types of money mindset – abundance and scarcity – both will dictate your relationship with money and how freely it flows in and out of your life and also how much you enjoy earning and spending money.

Abundance is not just about money – when I left my day job in October 2021 my income dramatically reduced but I felt more abundant in so many other areas of my life. Abundance is also about love, time, health, freedom and everything else that money cannot buy.

The abundance of love, time, health & freedom brings me more joy than any amount of money ever could!

Time is more valuable than money – this is not a learning but a teaching from Jim Rohn. Jim’s quote about time and money is one of my all time favourites.

‘Time is more valuable than money. You can get more money, but you cannot get more time’.

Every day I am learning the true essence of this quote. Now that I no longer trade my time for money, I see the true value of time which is priceless – absolutely priceless.

6. Recreation:

This category could be combined with relationships as it is with those I love that I have the most fun times. No-one makes me laugh out loud more than those I love and those who love me – these people are food for my soul!

I spent much time in 2023 with my Dad who always made me laugh. My Dad had a brilliant sense of humour which my brother’s and I each inherited some of.

My Dad and I and always laughed and joked when in each other’s company. Even through his illness and last days, he was smiling and joking and reminding us how important it is to laugh and keep things light!

Mike and I also share the same sense of humour and so our home is always filled with much laughter of which I am immensely grateful for.

I didn’t have much of a social life in 2023 which suited where my life was in 2023. Maybe I’ll be a little more social in 2024 – who knows!

7. Environment:

For me, environment is about our planet on a global scale and our beautiful home on a personal level.

In 2022 I started decluttering our home using the techniques in Marie Kondo’s brilliant book ‘The Life Changing Magic of Tidying Up’. I continued with this in 2023 however implementing these techniques took way longer than I had thought and so it will continue well into 2024.

I’m a minimalist in that I don’t have or need much stuff but I only realised how much stuff I actually have when I started to declutter it!

8. Contribution:

I continue to give to charities, albeit not at the level I would have when I was working.

In 2023 I became more aware of the contribution I make to the world in terms of my time & skills and the contributions I make which aren’t monetary. We all contribute to the world in so many ways that we don’t even notice, this has been an unexpected education for me!

That’s it, my 2023 in review.

I am happy to say goodbye to 2023, it was a year of immense pain, heartache and loss.

Thank you for reading my blog posts and your kind words during 2023, I really appreciate your support.

I hope whatever 2023 brought you that you can build on & learn from it. May 2024 bring you and your loved ones health, happiness, peace & prosperity.

Thanks for reading,

Siobhain

x x x

If you want to carry out your own Annual Review, below is a list of blog posts to support you.

5 Reasons To Prioritise Your Annual Review

3 Steps To Your Annual Review

This is the 11th year I have shared my Annual Review here on my blog, my previous Annual Reviews can be found here,

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022

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Annual Review 2022

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In the Lean/Continuous Improvement world we carry out ‘Hansei’ which is Japanese for Self Reflection. Self Reflection allows us to reflect on what has worked so we can celebrate & build on the successes and also reflect on what didn’t work so we can adjust & change direction.

I have been carrying out an Annual Review (Self Reflection) for many years and find it hard to believe this is the 10th year I have published this review online. (See end of this post for previous year’s reviews).

2022 was a strange year in that so many things I planned didn’t work out and so many things I didn’t plan did work out!

I reached very few of my annual goals and 2022 was full of immense unplanned & challenging change (similar to 2020 & 2021). I have realised that no matter how much we plan, the path that is meant for us will always be the path we travel which is not necessarily the path we plan.

Whatever 2022 brought you, I hope you find time to reflect on your year, leave behind what doesn’t serve you and bring into 2023 everything that supports & nurtures you.

Below is my Annual Review for the year that was 2022.

I use the Wheel of Life to categorise my life, you can use this or your own version for reflecting on 2022.

Relationships:

Our greatest and most important relationship is with ourselves. I truly believe that how we feel about ourselves and how much we know & learn about ourselves dictates our level of success in every area of our lives.

This is why it is so important to prioritise understanding, trusting, accepting and loving ourselves. In 2022 I continued to learn more about & build my relationship with myself. I found 2022 to be a very challenging year and so my learnings were mostly about how I deal with adversity & challenges.

As always, Mike, my family and my friends are my reason for everything and the source of much of my happiness.

As I’m not working at the moment, I have the precious gift of lots of spare time. This gift given me so much time to spend with my loved ones. I see more of my boyfriend Mike as I’m home every evening when he gets home and I’m off on his days off. This has been blissful and a welcome change to when we were like passing ships pre Covid!

I see my parents & family more than I have ever done which brings me so much joy. Before I left the workplace I would only see my parents & family at weekends and even at that it wasn’t every weekend – now I see them every week and for a few days most weeks.

I cannot tell you how precious a gift this time is, no amount of money can buy it and no amount of time can replace it.

In 2022 I made up for not travelling the previous 2 years and had 4 trips abroad.

In January I went skiing in the Italian Alps with my friend Paula. In May Paula and I joined our friend Karin for a week in Santorini, Greece which was amazing – you can read about that here.

My Top 5 Reasons to Visit Santorini

In August, my friends Aine, Eileen and Therese and I went to VillaMoura, Portugal for a few days. I stayed longer and Paula joined me with her friends to enjoy another few days in the sun. This was such a relaxing trip with a dash of nightlife thrown in!

Mike and I went to Edinburgh for a long weekend in November for the Scotland & All Blacks rugby game. Edinburgh is such a beautiful place and we had a super weekend.

I am immensely grateful for my love Mike, my wonderful family and friends and I look forward to more adventures together in 2023.

Health is Wealth:

There is no truer saying than health is wealth, our health is by far our greatest asset.

The quality of every area of our lives is totally dependant on our health.

I have always been aware of the importance of physical, mental, emotional, & spiritual health and over the past few years, for many reasons, this awareness has been brought to a deeper level.

In 2022 I watched loved ones deal with ill health which was really challenging and reinforces the importance of dedicating time & energy to learning about and improving our physical, mental, emotional, & spiritual health.

2022 was also challenging for me in all areas of my own health and I didn’t reach any of the goals I set for myself.

Improving our health is a journey and just like any other journey, it’s important to keep learning & moving forward no matter the pace!!

Here’s to a healthy 2023 for us all!

Work:

I started 2022 with no day job but with big dreams of setting up my own business but decided against it after watching a Ted Talk on ‘The Power of Time Off’.

I decided to do just that and take TIME OFF from working.

You can read about my decision here, The Importance of Time Off

I did continue with some work in that I was still writing my weekly emails to my community, writing blog posts, sharing these blog posts on social media and co-hosting a Personal Strategy table with the Women in Lean network.

As the year went on, I realised I needed to be true to myself and take real ‘TIME OFF’ from work and so I stopped writing blog posts and took a break from social media & the Women in Lean Personal Strategy table.

The only work I now do is send my weekly email to my community to whom I am so grateful.

It’s actually really difficult to completely take ‘TIME OFF’ from working as our human minds are wired to DO! It takes much focus and discipline to allow ourselves to just BE!

This ‘TIME OFF’ work has been the most freeing time of my entire life and I am enjoying it so much I will continue it into 2023.

I still want to work for myself and set up my own business, just not yet! 😊

Finance:

In 2022 I continued to learn about personal finance and my relationship with money.

For the first time in 25 years I didn’t have a salary which taught me more than having a big salary ever could! Here are my top 3 financial learnings of 2022.

One of the most important elements of finance is MINDSET – one person can receive €100 and feel rich and another could receive €1,000,000 and feel it’s not enough. The difference has nothing to do with numbers, it’s MONEY MINDSET. There are 2 types of MONEY MINDSET – abundance and scarcity – both will dictate your relationship with money and how freely it flows in and out of your life and also how much you enjoy earning and spending money.

2. Abundance is not just about money – when I left my day job in October 2021 my income dramatically reduced but I felt more abundant in so many other areas of my life. Abundance is not just about money – abundance is also about love, time, health, freedom and everything else that money cannot buy. This abundance of love, time, health & freedom brings me more joy than any amount of money ever will!

3. Time is more important than money – this is not a learning but a teaching from Jim Rohn. His quote about time and money is one of my all time favourites.

‘Time is more valuable than money. You can get more money, but you cannot get more time’.

Every day I am learning the true essence of this quote. Now that I no longer trade my time for money, I see the true value of time which is priceless – absolutely priceless.

Pre Covid, I felt I was on a hamster wheel! I was so busy working (inside and outside of my day job), there was very little time in my week for anything else. Stepping off this hamster wheel has been without a doubt the single best thing I have ever done for myself.

Time seems to have slowed down. Time seems to be more enjoyable.

I’m no longer crazy busy, some days I’m not busy at all.

Busyness has been replaced with bliss. Bliss in that I can now enjoy the time I have and not wonder where it has gone or if I’ll have enough time to get through my to do list!

In saying all of the above, I do know we all need money to live.

I’m lucky to have worked in large companies for 25 years, I made some investments and have built a certain amount of wealth that now allows me to take this precious time away from work. When I left my day job I made a decision to spend some of this money and not worry about it. This might reduce my overall ‘financial value’ but what’s the point of earning money if we don’t spend it and enjoy every minute of that spending?

At some stage I will need to think seriously about how to balance this precious time off with my vision for financial freedom but for the moment I’m just going to enjoy it! 😊

Personal Development:

I have always loved and dedicated much time to personal development.

Just like everything in my life, personal development changed immensely for me over the past 2 years.

Every year, I used to read many physical books, listen to many audiobooks & podcasts and watch loads of Youtube videos & social media posts. I used to take online courses and learn as much as I could from mentors & coaches that I admired who were doing what I wanted to do.

This all changed in 2022.

I still read physical books as reading is one of my favourite things to do but I no longer consume so much information from others.

My personal development is now more personal. My personal development is no longer about what I learn from others, it’s all about what I learn from myself.

My personal development now comes from awareness of me – who I am, who I am not, who I want to be, who I do not want to be, my thoughts, my actions, my reactions, my beliefs, my decisions, my likes and dislikes.

My personal development now comes from observation of my life at a cellular level – why I do what I do, why I think what I think, why I behave how I behave, what is driving me forward and what is holding me back.

This consistent awareness & observation of myself has been life changing.

We can spend way too much time wondering why our outside world isn’t suiting us yet spend very little time on why our inner world even cares!

If you want to learn about how you can focus more on your inner world and less on the noisy, disruptive, all consuming outer world I highly recommend Anthony De Mello’s life changing book ‘Awareness’.

If this is the only book you read in 2023 and you follow it’s teachings, it will transform your world! 😊

Social Life/Fun:

Globally our social lives took a hit in 2020 & 2021, thankfully all that changed in 2022. We started meeting people again and enjoying the social side of life. This was a slow process for me and I’m probably not as social as I was pre Covid.

In saying that, in 2022 I enjoyed loads of meals out, days out, nights away, holidays and saw my loved ones way more than I ever have which brought me immense joy.

Just like everything in life, you don’t have to be doing much to enjoy yourself and have fun. Mike and i share the same sense of humour and so our home is always filled with much laughter of which I am immensely grateful for.

Environment:

For me, environment is about our planet on a global scale and our beautiful home on a personal level.

In terms of the planet, I reduced my plastic usage but the more I reduced, the more I realised I used. This is a work in progress. Global warming is a very real thing and small steps taken by many can really make a difference.

This year I re-read Marie Kondo’s ‘The Life Changing Magic of Tidying Up’ and started implementing it in our home. This has taken way longer than I had thought and will continue well into 2023. In saying that, I have enjoyed this process immensely. I’m a minimalist in that I don’t have or need much stuff but I only realised how much stuff I have when I started to declutter it!

I have wanted to hire an interior designer to design our home for a long time. I know what I love in terms of interior design when I see it on Instagram & Pinterest but transferring that to our home is not a skill I possess.

I have started working with Wioleta Kelly who is a very skilled interior designer and I’m so excited to finally get this process started.

Contribution:

I have been supporting four charities for many years but this year I stopped all my direct debits to charities. This was a very difficult decision as these charities mean a lot to me and they do excellent life changing work. In saying that, I continued to give to charity, just not at the level I would have when I was working.

I became more aware of the contribution I make to the world in terms of my time & skills and which isn’t monetary. We all contribute to the world in so many ways that we don’t even notice, this has been an unexpected education!

That’s it, my 2022 in review.

As with all Annual Reviews, looking back and reviewing my year brings pride in what I have achieved but also many lessons learned and things I would like to do differently that I will bring into 2023.

Thank you for reading my blog posts and your kind words during 2022, I really appreciate your support. I hope whatever 2022 brought you that you can build on & learn from it to make 2023 YOUR BEST YEAR EVER.

May 2023 bring you and your loved ones health, happiness, peace & prosperity.

Thanks for reading,

Siobhain

x x x

If you want to carry out your own Annual Review, below is a list of blog posts to support you.

5 Reasons To Prioritise Your Annual Review

4 Steps To Your Annual Review

My previous Annual Reviews can be found here,

2013 2014 2015 2016 2017 2018 2019 2020 2021

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Annual Review 2021

Relationships:

As always, Mike, my family and my friends are my reason for everything. and the source of much of my happiness. Similarly to 2020, even though we were in lockdown and in varying degrees of restrictions, I spent loads of time with Mike and my family in 2021. Working from home, removing the long commute from my day and working reduced hours gave me precious time to spend with those I love.

Everything has a silver lining, for me this was definitely the silver lining for 2020 & 2021, more quality time with loved ones and less rushing & racing around trying to get everything done.

I will be bringing this slower, less stressful, more peaceful way of life with me into 2022.

Similar to most people, I didn’t get abroad in 2021 but I did enjoy many day trips with family & friends and spent lots of time with family in my hometown of Kilfinane which was lovely. I also attended my friend’s Fiona & Trevor’s wedding (as photographer) which was amazing and I had a few days away after that.

Here’s hoping the world becomes safer so we can travel freely in 2022 and enjoy holidays & weekends away with loved ones again!

Health is Wealth:

There is no truer saying than health is wealth.

In 2021 my loved ones remained safe and healthy which is the greatest gift of all. I hope you and your loved ones remained safe during 2021, we have more work to do to ensure this in 2022

I have always been aware of the importance of physical, mental, emotional, & spiritual health and over the past few years, for many reasons, this awareness has been brought to a deeper level. 2021 was challenging for me in all areas of my health and I didn’t reach any of the goals I set for myself. Healthy habits I had spent years building were broken and I have much work to do to embed them again.

I suffered serious burnout early in 2021 which pretty much negatively impacted the rest of 2021 for me. This was due to working a day job and trying to build a business on the side – lesson learned! Following this, I stopped working on my writing & business for most of 2021 and took a break from social media for about 8 months.

Physical, mental, emotional, & spiritual health is a journey and just like any other journey, it’s important to keep learning & keep moving forward no matter the pace!!

Here’s to a healthy 2022 in Mind, Body & Soul for us all!

Finance:

Every year I learn more and more about personal finance and every year I wish personal finance was a subject I learned in school, it certainly would have saved me much trial and error. Just like health, finance is a journey of which learning & understanding are constant companions.

In 2021 my entrepreneur income (outside my day job) was more than ever! 8% of my income came from entrepreneur work and 3 separate income streams which was very exciting!

In contrast to this, my earnings were the lowest they have been in a very long time. I was on reduced hours due to the pandemic and then I left my day job in October, without another job. For a million reasons this was the best decision for me, albeit a difficult one.

I am a born optimist and so always find a silver lining. In leaving my day job, what I have lost in income I have gained in the precious resource of time. Where and with who I spend this valuable resource means more to me than anything money can buy.

Ironically when I left my day job, my income reduced but I felt more abundant in so many other areas of my life. This taught me that abundance is not just about money – it is also about love, time, health, freedom and everything else that money cannot buy.

Work/Business/Purpose:

In 2021 everything changed immensely for me in terms of my work, writing & business.

I got very serious about setting up my own business early in 2021 and with the support of my moach (mentor & coach) Natalie Sisson and her 10K Club I realised many firsts in my business.

I launched and delivered my first 6 week online course of which I loved every minute of. I held my first free webinar and my first paid webinars. I was interviewed on Natalie Sisson’s podcast and Sharon Singh Sidhu’s podcast which were my very first podcasts. I ran my first 5 day email challenge which was not very successful but was an abundance of lessons learned. I co-started the Women in Lean (WIL) Personal Strategy Table with Debbie Barnard. WIL is an amazing group of Women in Lean founded by Karyn Ross and Dorsey Sherman where we share our knowledge, thoughts, wins & challenges of being part of the wonderful world of Lean.

In Q1, all of the above on top of a day job resulted in me taking on way too much work and getting seriously burnt out. This was awful and I felt the effects of it in every area of my life for the rest of the year.

As mentioned above, I left my day job in October, without another job. This was not an easy decision but it was the right decision for me at the time. Following this, what I had in income was replaced with the precious resource of time.

I had time to myself, time for those I love, time to think, plan, dream and be, time to close projects, time to write, time to schedule social media posts, time to do what brings me joy fulfilment and happiness. After I left work I had so much time for writing and loved every minute of it, writing makes me blissfully happy.

One constant in my work in 2021 was my weekly email to those on my mailing list. I am so grateful to everyone who has signed up for this weekly email as without knowing it they were a flashlight when the light at the end of the professional tunnel was very dim.

If you want to sign up to my mailing list and receive my weekly email, download your free ebook linked in the image below and you’ll be signed up.

Another constant throughout 2021 was the support of my small but mighty team. Debbie, Madhuri and Mugdha are a dream to work with and supported me more than they can realise in 2021.

Over the past few years I have missed Travel Photography so much. In 2022 I am going to reenergise my passion for Travel Photography and am very much looking forward to this – watch this space.

2021 brought so much change in my professional world – some planned but mostly unplanned. I have realised that life is a bit like this, no matter how much we plan, the path that is meant for us (not necessarily the path we plan) will always be the path we travel!

Personal Development:

Reading physical books is one of my favourite things to do. I love audiobooks but there is nothing more relaxing than sitting with a physical book and immersing myself in it’s wisdom.

Here’s a list of books I read & loved in 2021 and highly recommend. Think & Grow Rich by Napoleon Hill, and The Power of Intention and Wishes Fulfilled by Dr Wayne Dyer (RIP), Start with Why by Simon Sinek, The Greatest Salesman by Og Mandino, The Power of Now by Eckhart Tolle, The 5 Invitations by Frank Ostaseski, The Seat of the Soul by Gary Zukav, Ranger 22 by Ray Goggins, The 4 Agreements by Don Miguel Ruiz, Ikigai by Hector Garcia & Francesc Miralles.

‘Learning to Lead, Leading to Learn’ (hard copy & audible) was my absolute favourite book of 2021. Lean is a business philosophy that I follow both professionally & personally. Every year I am more aware of the power & necessity of a Lean culture/strategy in business and the importance of growing people to grow business. Katie’s book ‘‘Learning to Lead, Leading to Learn’ absolutely nails the philosophy of people centric leadership & business. If you are in leadership & business of any kind, I highly recommend Katie’s book.

I completed the Certificate in Business & Executive Coaching and loved every minute of it. The biggest learning I took from it is that life coaching, while designed to support others, is really a journey of self discovery. If you don’t take that journey yourself, you can’t support others to do so!

In 2020/2021, I bought many online courses but didn’t have the time to dedicate to all of them. Now I’m not working, I’ll have plenty time to go through all these courses and am looking forward to it all.

Social Life/Fun:

This category could be combined with relationships as it is with those I love that I have the most fun times. No-one makes me laugh out loud more than those I love and those who love me, they are food for my soul!

Reflection on this category of my life is short and sweet which kind of sums up my social life!!!

Environment:

This category for me is about the planet and also our beautiful home.

Mike and I cleared out our spare room so I could have a home office. It’s all set up with my Visual Management boards and I absolutely love it.

Even though I have read Marie Kondo’s ‘The Life Changing Magic of Tidying Up’ I seem to be continuously clearing clutter! I haven’t carried out Marie’s technique to banish clutter for once and or all – maybe 2022 is the year for that!

Contribution:

I have been supporting 4 main charities for many years and year on year I try to give more to each charity. Charities have been severely impacted by the global pandemic and so need our support more than ever.

That’s it, my 2021 in review.

Thank you for reading my blog posts and your kind words during 2021, I really appreciate your support. I hope whatever 2021 brought you that you can build on & learn from it to make 2022 your best year ever.

May 2022 bring you and your loved ones health, happiness, peace & prosperity.

Thanks for reading, stay safe,

Siobhain

x x x

Want to carry out your own Annual Review? Below is a list of blog posts designed to support you with your annual review, you can download your ‘Annual Review Workbook’ below also.

5 Reasons To Prioritise Your Annual Review

5 Steps To Your Annual Review

Get SERIOUS about your Intentions and Goals for 2022

My previous annual reviews can be found below,

Annual Review 2013 Annual Review 2014 Annual Review 2015 Annual Review 2016

Annual Review 2017 Annual Review 2018 Annual Review 2019

Annual Review 2020

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Annual Review 2020

Annual Review 2019

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In the Lean/Continuous Improvement world we carry out ‘Hansei’ which is Japanese for ‘Self-Reflection’. Hansei allows us to review & reflect on our goals (personal and professional) to evaluate what worked so we can build on the successes and evaluate what didn’t work so we can adjust and change direction.

I have been carrying out an ‘Annual Hansei/Review’ for many years and find it hard to believe this is the 7th year I have published this review online. See Annual Reviews from past years at the end of this blog post.

A large part of me didn’t want to do this year’s Annual Review as I would prefer to look forward to 2020 than to look back at 2019. Parts of 2019 were amazing, and parts were beyond sad. My uncle and one of my best friends passed away in Oct/Nov and everything else that happened in 2019 paled into insignificance.

Losing people you love is hard for many reasons and even if someone has been ill it is still so unexpected and completely unwelcome. It is an inevitable destination for us all but still yet so incomprehensible.

And so, with trepidation, here is my Annual Review for 2019. As always, Mike, my family and my friends are my reason for everything. and the source of most of my happiness.

Lean is a business philosophy that I follow at work & in my personal life and that I write about here on my blog.

I had 3 ‘Lean’ highlights this year,

1. I travelled to Riyadh in Saudi Arabia on two trips to teach (and learn) Lean Principles & Leadership to the 2018 & 2019 classes of Riyadh Airport Future Leaders. These groups of young and inspirational Future Leaders taught me more than I could ever teach them. I am grateful to all at daa International for this opportunity esp. my friends Debbie Kearns for looking after me so well and all of the Riyadh Airports Future Leaders for welcoming me to their beautiful country and sharing their knowledge with me.

2. I wrote an e-book on ‘Positive Change’ All going well I will be launching it early in 2020. The e-book is a compilation of blog posts from a blog series I wrote in 2019/2019, you can view the blog posts here ‘The A-Z Of Effective Change’

3. I am fascinated by Japan and all things Japanese and in 2020 I am finally getting to tick Japan off my ‘to visit’ list. I have booked a place on Katie Anderson’s ‘Lean Study Trip’ in May 2020 and will be sharing the journey with you here on my blog and through social media

Similar to 2018, in 2019 I became more aware of the power and necessity of a Lean Culture in business. Respect for & development of people is truly the only way to grow and sustain businesses. Lacking these people focused elements and treating people poorly will ensure your company is one that people cannot wait to leave and are in no hurry to join, leaving your company moral on a downward spiral with your profits following closely behind.

In terms of Travel and Photography, my friend’s Karin and Paula enjoyed a few days skiing in the Italian Alps in February. I’m not the best skier but the fresh air and the excellent company on the slopes was food for the soul!

I visited Riyadh with work twice in 2019. My blog post on ‘The Top 5 Reasons To Visit Saudi Arabia’ was my most viewed blog post of 2019. I cannot recommend Saudi Arabia highly enough as somewhere to visit and now that it has opened to tourism, there has never been a better time.

My Mom and I spent 2 fabulous weeks on the islands of Malta and Gozo in September. I would highly recommend both islands as places to visit, you can read more about them on my blog posts,

The Top 5 Things To Do in Malta

The Top 5 Things To Do in Gozo

I enjoyed working with my gorgeous family and friends on photo shoots this year, it is always a joy to work with those you love.

Like most things in life, the more I learn about social media the more I realise I don’t know. Social media changes every day and so there is always much to keep up to date with.

In 2019 I continued to post about Travel and Photography and Positive Change on my blogs,

‘The Photographer’s Guide To Travel’

‘The Art Of Positive Change’

Blog posts on ‘The Art Of Positive Change’ were categorised into 3 areas of interest,

Thoughts On Change – my thoughts on both personal and professional change
Tools Of The Change Trade – useful tools I recommend for personal/professional change
Book Reviews – reviews of books I love

Throughout 2019 I continued to post daily positive quotes to various social media platforms which helped me learn more about posting, scheduling and outsourcing on social media. I created ‘The Quotes Store’ on Flickr where you can download albums of these positive quotes for your own use.

I continued to work with the brilliant cartoonist Andy Kefford who created the cartoons of ‘Pinky the Positive Pig’, the star of my 26 part blog post series ‘The Complete A-Z Of Effective Change’ of which my new e-book is based. I look forward to sharing our new writing project with you later in 2020!

I love writing on my blogs and I learned over the past couple of years is that not only do you need to build skills to write content, but you also need to find the time to think about, write, edit, publish and market this content. I struggled to find enough time for writing last year (as I did in 2018) and so this is a real focus area for me for 2020.

I have always been aware of the importance of physical and mental health. 2019, for many reasons, brought this awareness to another level.

Keeping our physical and mental health in peak shape is required for everything else in our lives to function. Working to look after our physical and mental health should be the top priority in our lives and a daily practice to ensure same.

I wish you and your loved ones excellent physical and mental health in 2020.

In 2019 I continued to improve my financial habits by learning from Tony Robbins book ‘Money Master the Game – 7 Simple Steps To Financial Freedom’. Tony is a master when it comes to finance and in this book he not only shares his own wisdom but also leverages the wisdom of many of the world’s finest financial advisors to share their advice, insights and experience. Tony’s book is written in an easy to understand format for all levels of financial understanding which is why I like it so much.

Like all habits, my financial habits are a work in progress.

It’s nice to give back. I have been supporting various charities for many years. Year on year I try to give more to each charity whether this is monetary support or volunteering my time. This is something I will continue with and build on in 2020.

That’s it, 2019 in review, albeit a little less detailed than previous years.

Here’s to 2020, may the New Year (and the new decade) bring you and your loved ones health, happiness and prosperity,

Thanks for reading,

Siobhain

x x x

Note: The system I use for my Annual Review is a work in progress and evolves year on year. When I first carried out my Annual Review I started with a template used by Chris Guillebeau. If you are interested in starting your own Annual Review, here is Chris’s guidelines on How To Conduct your own Annual Review and his Annual Review Template.

My previous Annual Reviews can be found below,

Annual Review 2013 Annual Review 2014 Annual Review 2015

Annual Review 2016 Annual Review 2017

Annual Review 2018

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ANNUAL REVIEW 2017

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It’s that time of year again, time to look back reflecting on what last year brought us and time to look forward and plan for the unknown future. Time to be grateful that we are still here to experience and enjoy life, time to carry out the Annual Review.

In the Lean/Continuous Improvement world we carry out ‘Hansei’ which is Japanese (反射) for ‘Self-Reflection’. Hansei allows us to review goals (personal and professional) and reflect on how they went to see what worked so we can build on the successes and see what didn’t work so we can adjust and change direction.

I have been carrying out a ‘Hansei’ or Annual Review for many years now and find it hard to believe this is the 5th year I have published this review online. Time really does go very fast! See Annual Reviews from past years below,

Annual Review 2013 Annual Review 2014 Annual Review 2015 Annual Review 2016

As always Mike, my family and my friends are my reason for everything. By far the most exciting thing that happened to my family this year was my younger brother Declan and his beautiful wife Aoife welcomed my gorgeous niece Ayla Danaher to the world, a wonderful addition to our ever-growing family.

Here goes, in no particular order, my Annual Review for 2017.

2017 was a big year for me in the world of Lean. I continue to work for and enjoy my role with daa. This year saw us implement Hoshin Kanri (Lean Strategy Deployment) for the first time which brought new learnings every day in terms of our Lean journey.

For my personal goals it was also the first year I used the principles and structures of Hoshin Kanri to set and monitor goals and objectives. In terms of planning, organising and changing direction when required this brought the process of goal setting to a whole new level.

One of my goals was to share information and learnings from the world of Lean. I did this by designing, creating and launching my new website ‘‘The Art Of Positive Change’ in March. This took way longer than I had anticipated but it was worth the wait as I now have somewhere dedicated to sharing information on Lean, Simplicity and Positive Change and the immense benefits they bring to our businesses and personal lives.

Another goal was to write and publish a blog post a week (52 in total). I didn’t reach this, completely underestimating how much time it takes to create blog posts and edit them. I did manage to publish 24 blog posts which is more than I have published in any previous year. So while I didn’t reach my goal I’m definitely improving in this space.

Also in March I started working with the brilliant cartoonist Andy Kefford creating a new character called Pinky, aptly named by my 7 year old niece Miah. Pinky is the star of my 26 part blog post series ‘The A-Z of Effective Change’. You can view all of the published blog posts here.

The Complete A-Z of Effective Change

This year I was reminded how much I love Travel Photography and so I will be working more on this in 2018. If you are new to my work you can view my Travel Photography images here on my website ‘www.siodanphoto.com’ and read my Travel Photography blog posts on my blog ‘The Photographer’s Guide To Travel’.

In terms of travel near and far, Mike and I enjoyed weekends away in Edinburgh, Killarney and Kilkenny, my parents and I spent a few days in London and later in the year my Mom and I spent 10 days in the amazing city of Dubai. Earlier in the year I dusted off my skiing skills and joined one of my best mates Karin Hennessy for a few days skiing in fabulous Pila in the Italian Alps.

Following a trip to Abu Dhabi with Mike in 2016 I created and published my 8th Travel Photography book ‘The Photographer’s Guide To Abu Dhabi’ in September complimenting the blog post I wrote on this beautiful city ‘The Top 5 things To Do in Abu Dhabi’.

I worked with some of my family and friends on photo shoots this year which I enjoyed immensely. It’s always a joy to shoot images of family and friends,

My Travel Photography Fine Art prints and my Fine Art Catalogue are now displayed at my friend Michelle Quilty’s newly opened business, The Tea Cosy in Ardpatrick. This makes me very proud and gives me itchy feet to do more Travel Photography exhibitions – watch this space!

Social media continues to provide a steep learning curve for me that twists and turns at an exponential rate.

I have been using social media for online marketing for many years, however 2017 was the first year I created a social media strategy as part of Hoshin Kanri (Lean Strategy Deployment). This allowed me to focus on clear goals and objectives and ensured I tracked the correct metrics and used these metrics to change direction when required.

Just like the world of Lean and Continuous Improvement, the only way to definitively know if you are improving is to have ‘fact based’ metrics. I currently track 13 metrics across 9 social media platforms. Each one of these metrics increased in 2017 which means I’m moving in the right direction!!! In saying that, growth is slow – slow but steady!

Tracking and evaluating metrics may sound like a lot of work but just like metrics in business, when you get used to setting, tracking and using valuable information from the metrics, they can become quiet addictive and it really is the only way to measure improvement accurately!

If you’re not using metrics to measure performance in your business maybe 2018 is the year that you start, they really are a game changer!

Throughout most of 2017 I continued to post daily inspirational quotes to various social media platforms which helped me learn more about posting, scheduling and outsourcing on social media.

Like most things in life, the more I learn about social media and online marketing the more I realise I don’t know. Social media changes each and every day and so there is always much to learn.

In terms of health I welcomed 2017 with open arms as 2016 saw my Dad go through his second heart surgery. As I wrote in my annual review last year – there is no greater pain than watching someone you love and adore battling an illness. My Dad’s surgery and subsequent recovery has made me intensely aware of and grateful for every breath I take and every day my family and I spend illness free.

I take both my physical and mental health very seriously as I firmly believe the popular Irish saying ‘your health is your wealth’.

Knowing what nurtures my mental health and knowing what challenges it allows me to make decisions to protect it.

To keep my mind and spirit active and healthy I read as much as I can (see my Top 10 Books of 2017 here), meditate (not as much as I would like) and journal (again not as much as I would like).

I try to eat healthy but do have a rubber arm that can be twisted quiet easily when it comes to biscuits and savoury treats. Exercise has always been part of my life but I find I need to work much harder as the years go by. With this comes an immense respect for what the human body can achieve when we put the work in! This has always been a work in progress area for me and will continue to be a focus for 2018.

Every year my goals include understanding more about personal finance. In this quest, I re-read Tony Robbins book ‘Money Master the Game – 7 Simple Steps To Financial Freedom’. Tony is a master when it comes to finance and in this book he not only shares his own wisdom but also leverages the wisdom of many of the world’s finest financial advisors to share their advice, insights and experience. Tony’s book is written in an easy to understand format for all levels of wealth which is why I liked it so much.

I have always known this but 2016 made me more acutely aware that no matter how much you earn or how much is in your bank account it doesn’t make you happy, make you a good person or heal you when you are ill and I continued to be very aware of th throughout 2017.

Just like my social media stats I monitored income, spending and savings much more than I have done in any previous years. Like many people I am not what you would call ‘good with money’ and I need to work much harder on this than I had previously anticipated.

It’s nice to give back. I have been supporting various charities for many years and year on year I try to give more to each charity whether this is monetary support or volunteering my time. I continued to support these charities in 2017 and also found new charities to support. This is something I will continue with and build on in 2018.

That’s it, 2017 was like most years, full of ups and downs, twists and turns.

Thank you to everyone who shares this journey with me, each and every one of you have a made a positive impact on my life. A special and heartfelt thank you to my boyfriend Mike, my family and my friends for making each year better than the last, you are the reason for it all.

May 2018 bring you health, happiness and prosperity,

With love,

Siobhain

x x x

Note: The system I use for my annual review is still a work in progress and evolves year on year as my own life evolves. When I first carried out my annual review I started with a template shared and used by Chris Guillebeau. If you are interested in starting your own annual review, here is Chris Guillebeau’s How To Conduct your own Annual Review. This is a great read and highlights how powerful planning and reviewing can be.

Chris’s updated annual review template can be found here – Annual Review Template, I used this initially then changed and modified it over the years. Chris is a very inspirational guy which is why I follow him on social media and I travelled all the way to Oslo a few years ago to attend his celebration of visiting every country in the world.

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